I’m not sure if this is entirely relevant, but depending on your local climate it could be related to the smell known as petrichor that you will often get when it rains/is about to rain on soil, which could be affected by the moisture in your local area that accumulated overnight then evaporating more quickly as the sun rises.

Local AI Tagging (Optional)

Finally a good use of AI that doesn’t overpromise functionality it can’t actually provide. Just a system for rewriting page text as tags. This is a feature I’ll legitimately use.

Of course he’s a real estate developer.

Oh no, that’s not him, that’s a different person. I was showing how those are the only two accounts on all of LinkedIn with the same name as him, and showing that his account is no longer there.

This man doesn’t even know the difference between AGI and a text generation program, so it doesn’t surprise me he couldn’t tell the difference between that program and real, living human beings.

He also seems to have deleted his LinkedIn account.

I think if I found out my country was doing a genocide with an unimaginably higher ratio of civilians murdered, I’d decry both acts, and not actively support the ongoing justifications made for a genocide by an apartheid based regime.

How have I never heard of this before!? I’ve been looking for exactly this for ages now.

Already spinning up a docker container!

I completely get that.

I mostly have just thought of housing as a different kind of beast, since unlike working a job, I don’t have to invest in real estate to save for a house or retirement, but doing so might make it easier to accomplish that.

The biggest problem is definitely going to be full on landlords and private corporate investors, but I don’t want to add any more to that problem, no matter how small my impact might be.

TLDR; I want to protect against systemic risk factors, as most of my net worth will be in the market, unable to support me during a financial emergency. It could also carry possible tax benefits, and make it easier to sustain mortgage payments on a home.

I’m mostly trying to ensure that if, for instance, my entire emergency fund is drained from a major medical emergency (or something similar) during that time, I have something I can rely on that is generally more stable to sell during that time, which will overall carry lower tax implications on sale than stocks that have already appreciated significantly more.

Plus, once I get to the point of being close to owning a home, I want to ensure no major financial event could potentially significantly impact my ability to afford mortgage payments.

I plan on investing as much of my income as I can to retire as early as possible, which means the majority of my liquid cash net worth will just be in my emergency fund, with a smaller additional amount in savings. I would prefer some level of extended, more stable assets, that will still grow at least a bit over time to meet my financial goals, but won’t be subject to as large drops as the whole market.

I don’t plan on investing much of my portfolio into real estate if I do decide to go that route, only 5-10% total, more as a hedge than as a primary strategy. Most of my investing is still in comparatively high-growth index funds.

I appreciate that take.

I just don’t want to be yet another contributor of many to a problem, y’know? Like how even though corporations are by far the largest contributors to climate change, I still try to reduce the excess emissions I possibly produce whenever I can just to help a tiny bit more.

I’m still investing in the stock market regardless, I just want to make sure that diversifying my portfolio won’t have an outsized negative impact on others since, well, that would suck. ¯\_(ツ)_/¯

Not sure if it adds any more clarity, but to be fair, this question was about morals, which is entirely subjective based on personal opinion.

Thanks for your addition to the conversation though, I appreciate it!

To be clear, I wasn’t talking about liquidations, I was talking about actual market performance. Housing is necessary, even during a financial crisis, whereas unnecessary purchases of goods from corporations become secondary. Thus, housing can stay more stable while stocks crash.

While the market does always go back up, to some degree, I want to be at least slightly more resistant to the possibility of a major failure, (i.e. multiple major tech companies going under from some highly unforseen event) that could lead to entire stocks not existing to go back up again in the future.

I would also theoretically be investing via publicly-traded REIT funds, which could be liquidated in the same manner as stocks.

Wouldn’t that then mean that there would be no rental apartments available and everyone would be forced to take a loan and buy a home?

Not exactly, first off, I mostly mean real estate that is required for survival. Housing, not including the types of places you’d use for a quick vacation stay like hotels, corporate office real estate, etc.

If there weren’t landlords, there would be a significant decrease in housing prices, due to a few factors, namely banks now offering lower-rate loans (since the higher-paying institutional investors are out of the picture), higher supply availability (instead of investor hoarding of empty rentals for property value over use by humans), and generally larger amounts of capital available to spend on new homes, rather than rent payments going to alternative asset classes in wealthy investor portfolios.

It also doesn’t mean no rentals would exist at all, but that properties wouldn’t exist solely for the purpose of being rented. (think someone renting a portion of their existing house, or adding an ADU, instead of buying an entire single-family home solely for the purpose of renting it as an investment.)

Landlording is only a problem because it reduces the supply of housing available for people to own directly, and by the extent of it existing, increases housing values. If existing properties are partially used as rentals by those who have extra space to spare, any of the issues I mentioned functionally don’t exist.

I was happy when they used an entirely on-device AI to generate alt text for photos, but this is just ridiculous. They quite literally already have an extension that does the exact same thing this new “feature” offers.

Firefox was supposed to be a less bloated than chrome, but all they’ve done now is continued to add more and more to the browser that nobody actually asked for.

Give me bug fixes, UX and performance improvements, not entire sidebar popups for review checking that only works on 3 stores on the entire internet.

Both jokes can be true 😅