I’m out of the loop, what bear situation are you referring to?

I looked around a bit, and while I couldn’t find a drawn flowchart for the EU, r/EUpersonalfinance has a page on their wiki inspired by(links to it too) the US flowchart and accompanying text. I hate to plug reddit as well, but here is the link.

(I’m not near a desktop, so can’t really copy and paste the info here with functional hyperlinks.)

Thanks for you effort nonetheless!

Tyvm, great to know

Awesome, appreciate you!

Says address not found for me

Good bot