Uprise42

Tipping is bad culture because we as customers should not need to directly subsidize the employees paychecks. There is too much variability in that. I’ve worked in restaurants where there is a slow day. I’ve seen servers on busy nights leave with $10 in tips because tables just refuse to tip anyone.

The restaurant should raise their prices and pay all employees a livable wage regardless of position. It’s not about being bad at math. It’s about some people not wanting to tip and the only one getting fucked over is the person on the very bottom with no control. It’s about that same person having to spend 8 hours on a slow Wednesday morning with maybe 2 customers all day just not getting the tips to feed their family. It shouldn’t matter how many customers a server gets. They should get paid for the hours worked, not the customers served

I’m hoping that changes. People were expecting PA to swing heavy red in the mid terms and it didn’t. It was very close. I’m hoping that mean in the general we can get a strong blue turn out.

I had to give an account number for my purchases and they billed it like insurance. Then they would call me and harass me for miss using the card and demand a ton of business information that they could just ask the business for. I would need to get EIN numbers from my eye doctors and stuff to get them to believe it was a business. Then they would tell me they can’t authorize it and garnish my wages as “repayment”

Sorry for the late reply, I typically browse on Artemis and notifications are broke.

But ya, that was my point. You can have “good” insurance but whats covered is still up to them. They can deny whatever they want and get away with it because no one wants to fight back. Every one of those things are legitimate medical purchases but they don’t care because there is nothing to enforce payment. So they deny everything to keep your money and give you nothing in return.

Pretty sure more liberals know Biden is far from liberal. He’s center at best but even he probably leans right on a global scale.

The conversation would be entirely different if they had attacked military targets and not civilians. A
Military base or political building and then suddenly they’re resistance fighters with a lot more backing.

But they attacked civilians at a festival and kidnaps multinational civilians who have no impact on the regions politics. That turned just about everyone against them.

I’ve yet to hear anyone defend hamas. I’ve heard people defending Palestine, which is where I am. But it’s more defending the innocents that aren’t involved than Hamas. I’ve heard people be anti Israel, but many of them don’t support Hamas either. And those who are ok with killing civilians because of their government are already pretty lost. I’ve also seen anti US since we’re involved and while I wish we just weren’t involved at all, or at least trying to negotiate a ceasefire, most of those people are just “USA bad, disagree without thinking” types. Overall though there has really been no defense of Hamas at all

Idk where your coming from but as someone who had $12k in an HSA and employer medical that’s bs.

I went to the eye doctor and needed glasses. Tried using my HSA. Nope. Not an approved medical expense. Tried paying a copay at the er. Nope not an approved medical expense. Wife got a kidney stone removed via surgery. Wanted to pay coinsurance. Nope not an approved medical expense. I needed a cpap for my sleep apnea. Nope not an approved medical expense. Year rolled over and all that money disappeared. I asked where it went and was told I either used it or lost it. So I got rid of it. Fucking garbage.

As for the employer coverage, we had a zero dollar deductible plan. My wife gave birth last year. Ambulance ride from her work? Nope, not necessary. All the gyno visits? Nope, not necessary. The ER visit when she slipped and fell at 6 months? Nope, not necessary. The 2 week hospital stay when she went preeclamptic? Nope, not necessary. The delivery? Nope, not necessary. The NICU stay for our premature daughter? Nope, not necessary.

I payed $1700 per PAY for my health insurance and they didn’t cover a cent from our entire family last year. We racked up over $70k in medical debt. Our MOOP was $5k/$10k and they said none of it applied.

Hospital sent it to collections because we couldn’t fit their minimum payment of $9k/mth (fuck duke lifepoint but this is an insurance rant). We complained to the pa board of health insurance and were advised to get a lawyer but no lawyer would take it. They said it would be years to get anything back, let alone the full amount.

We ended up proving that my employer doesn’t offer comprehensive insurance. The main component is covering pre and post natal care which they claim to, but they deny every time. So now we have insurance through penni for $60/mth with government help. Oh and we went through bankruptcy to get rid of the collections debt.

Fuck Cigna, fuck duke lifepoint, fuck insurance, fuck for profit healthcare, fuck the American healthcare system.

You can file bankruptcy independently. It’s a bit more complicated but possible.

I just went through it and honestly, I’m so relieved. It’s not something you want to go through, but sometimes people fuck up and can’t unfuck their finances. It helped me and my wife unfuck our finances. We declared bankruptcy in March and were debt free by May. We now own a house and are actually able to live our lives how we want. Our daughter turned a year and we decided to throw her a massive bday. We put 2 grand into her party. Something we couldn’t have done with our debt. We’re going to a couple USL playoff games this season as well.

On top of that we got new flooring in our house, something we desperately needed. We just had a new furnace installed. I have a quote coming for replacing our stairs that are falling apart. The loans are a pain to get but it’s doable and we’re paying them off before the interest gets too bad. Again, something we wouldn’t be able to do in debt.

Bankruptcy shouldn’t be something anyone wants to do, but also don’t be afraid of it.

To protect us from scams they made it easier than ever to set up a scam!

Just plug your victims photo into this website and get every other photo they’ve ever posted!

Stealing a car is closer to running from police though. Usually a car is stolen to get away from another crime, not just “I want this car really badly”. Most criminals steal cars and ditch them within a couple hours. Police chasing is whats making them speed and act dangerously. No police chase means no speeding in 90% of cases because they want to be inconspicuous.

He did it because teenage girls wouldn’t send him nudes… disgusting

I can answer yes to all of these questions but still use a spreadsheet. I understand your point, but I feel even with these the line is still gray.

I just checked and my largest spreadsheet currently has 14,300 lines across 12 tabs. Each tab contains the same information just pulled from a separate form. So each tab is linked to a form to update automatically when someone submits a new response. We then process these responses periodically throughout the day. Finished responses are color coded so a ton of formatting. Also 7+ people interacting with it daily.

Then we have a data team that aggregates the information weekly through a script that sends them a .csv with the aggregate data.

The spreadsheet (and subsequent forms) are updated twice a year. It was updated in June and will be updated again in December. It’s at 14k now and will continue to grow. We’ve been doing this through a few iterations and do not run into performance issues.

Except you can’t. People can deactivate this for each contact in their address book really easily. You can even create your own for each person and have that override theirs on your own phone.

This guy spams his stupid site and they always have garbage like that in them. I would ignore anything posted by this moron

I’m not completely sold. I’m going to do some math, but full disclaimer, I am using national averages and recommendations so mileage will vary.

That being said, $20k/ year comes down to roughly $9.62/hr to send our kids to daycare.

So let’s figure out an estimate of what it should cost. First we need the salaries of the employees. Average wage for daycare staff in the US is $11.26/hr. Now we need to find how much each kid pays to their wage. Recommended staffing levels say a maximum of 6 kids per adult. Every daycare I know is understaffed so we’re being generous with 6:1. So $11.26/hr divided by 6 children is $1.88 per child per hour.

Now there are other expenses. So on average your employees wages are 15-30% of your revenue. Note, there was no guideline for childcare, this is a general business guideline.

So we have a range. That $1.88 needs to be 15-30% of what that child costs to send. $1.88 divided by 0.15 is $12.53 and $1.88 divided by 0.3 is $6.26.

Now, I live in a really awful place with a lot of corruption. I don’t have much faith in much of the national averages. In fact during my research the national average cost is only $14k but the $20k is an actual value of what me and my wife pay at one of the cheapest daycares in the area. It’s also a poor city. Most of the people I know make under $10/hr. Many make minimum wage which is currently only $7.25/hr. I’d wager more heavily on the $8-$8.50 range for employees which makes our final cost range $4.40 to $9.50 which means best case we are still paying slightly over what we should expect.

Maybe I’m being overly pessimistic since my city constantly ranks as one of the worst places to live in the country but I think childcare is just another division run by a bunch of for profit companies trying to squeeze everything they can and screw over as many people as possible.

It’s too fucking expensive to be reasonable. $20k a year for fucking childcare. That’s almost $10/hr wage. Tons of jobs around here don’t even make that much. Realistically you need to make even more because there’s taxes coming out of the $10/hr. Anything less and you’re better off just not working at all. Then you need to calculate your bills. If you need to pay rent, utilities, gas, car payment, etc you need to be making $25-$30/hr to get by. Realistically a single mother isn’t making it on her own and it’s disgusting.

Not to mention that $20k doesn’t get you jack shit. We still need to supply food, diapers, drinks, and even a fucking pack and play for her to nap in as well as a fucking high chair. All that $20k gets you is a couple people sitting in a room with 20 other kids letting them all do their own thing.

Fuck childcare

I’d pay for social media. But not from any of the current giants.

These websites cost a lot to run. They make that money via ads and selling your info. If a new social media came along with a month subscription, no ads, and protected my data then I’d be fine with it. I don’t trust Twitter to do that though. I’d see them collecting the monthly fee, still giving me ads and still selling my data.

This is complicated.

In one hand, law enforcement has to break the law at times to enforce it. A cop will need to speed to pull over another speeder. There needs to be barriers. There needs to be lines even law enforcement cannot cross. But sometimes law enforcement needs to break the law.

In this case, what if they’re impersonating a child to catch a predator? What if they’re undercover and need a fake account to pass as legit. There’s acceptable cases for fake profiles too.

Again, there needs to be boundaries and limits. But some is acceptable.

Also, who’s getting prosecuted for having a fake account? I think as long as your not scamming people your fine and not going to get in trouble with the feds.

I love pointing out the Pittsburgh Riverhounds stadium when I see this. The train gets pretty close to the stadium, but not this close. But it makes for a very gorgeous backdrop when watching the games

Eventually yes, and depending on the scenario it deserves the criticism. But this was an attack on a warship that was in open waters. The chance to hit a civilian was very slim.

War will escalate. Total warfare is probably inevitable already. Russia attacked Ukraine. Any retaliation on a military target is acceptable until Russia forfeits everything Ukraine lost and pays reparations to rebuild what they destroyed.

Personally I think this will escalate to NATO eventually. I don’t want it to, but Russia is pushing its boundaries further and scaring a lot of people. At some point someone is going to have to declare war on Russia instead of waiting for Russia to do the same to them. People will die. It’s unfortunate. I wish it wouldn’t happen but I don’t think Russia will let it not happen. And the ball is in Russia’s court because the bar for not killing people is “don’t invade other countries” which is a pretty low bar to set.