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Joined 1 year ago
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Cake day: July 24th, 2023

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  • It’s such a good idea at the base level. Reputation allows additional privilege so that the people who know the most on a topic can contribute more than screaming idiots. But the lust for a higher rep score drives toxic behavior. Thus you get people in control that know how to game the system not the actual experts. I’ve had great experiences in that site, and I’ve had terrible ones. Most the great ones are because I joined in the very early days and we were really all trying to help each other. As the rep addicts took over, I bailed. By that point there were you tube tutorials to fill the gap. I’m nostalgic for what that site was. It’s very sad to see what it became.




  • Your questions are stating false comparisons. The only alternative to buying a house you listed is renting an equivalent house. But there are several other alternatives. To buy a house you must qualify on you and your spouse’s/ Co buyers proven income. So even if you intend to have a roommate, you cannot included the rent they’ll pay in your income. But it’s almost trivial for two couples (4 incomes) to rent a house together. There are also apartments, or trailer parks, or living with parents.

    But let’s get back to equivalent homes.

    A young couple makes 80k/yr and wants to buy a 250k house. They can’t afford much of a down payment and finance 225k. They’re paying roughly 2500/mo in a mortgage tax and insurance. That’s roughly half their take home income.

    Older couple makes 160k/yr and just sold their previous home walking away with about 100k in equity. They also add 25k more for the down payment and finance 125k. Now their mortgage is 1200/ mo and they make more money so that represents a far lower percentage of their take home income as well. Even if they still only made 80k the fact they were already in a home with equity still leaves them with far more spending money each month.

    The young couple is going to be in an apartment, or a trailer, they’re never getting into that home, even as a rental, unless the owners bought it during a low market and have a low mortgage and are not trying to get “today’s market rates” for it.


  • Cox just shut down their email services. They did so by transitioning everyone to yahoo and gave yahoo the cox.net email domain. As long as the provider plans accordingly, they can shut down and not screw over their customers. It was hell getting grandparents to understand their email changed but not really, and just to reconfigure outlook for them so they can keep getting those prayer requests. “No grandma, that’s your windows password, what’s your email password? because that doesn’t work. You know what, I’ll just look it up in the registry.” It was a pretty seamless transition all things considered.










  • Getting a job is a multi stage battle. Options 1, 2, and 3.5 won’t get you past the first stage, the inept HR screener. Doesn’t matter if it’s an entry level job, your resume looks worse to them than anyone with any professional experience. Option 3 kinda works for it, but even better would be an internship or two. That looks like real experience to the HR monkeys. Once you slay them, now you’re to the manager resume screen. This is where options 1 and 2, and maybe 3.5 can help. Score an interview with them, then it’s up to your shining personality to get you the rest of the way.

    Every job in the industry has hundreds of applicants these days. It’s no longer enough that your resume meets the requirements, it’s got to actually compete. Since most jobs allow remote these days, it’s got to compete on a national or even international scale. Apply to on-site or hybrid roles to limit the market of competition. Make sure your resume screams that you’re better than the rest.

    Good luck!